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Backup is essential in Home and Work environment. Either you can have a physical device at home or work such as an external drive or server or Cloud backup is very popular now as it saves costs and remains secure.
Best Solution at low cost would be Cloud backups for peace of mind.

Data backup involves the storing of files from your computer in another location. In this way, if there is ever any loss of data on your primary machine, you still have your data in backup in order to restore those files. In the world of computers loss of data can be devastating, and while there are possibilities for recovery of data after a disaster it is far easier to restore your files from backup than to attempt to find your data on a crashed hard drive.

Data backup is easy to do and can save you great amounts of time as well as ensure that your data is secure in the case of disaster. Data recovery is a very difficult, time consuming and expensive process, and it is not even assured that you will be able to recover your data from a system crash.